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Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

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Shram Yogi Maandhan (PM-SYM) — 60 saal ke baad jeevan-bhar ₹3,000 har mahina pension — shramik ke yogdaan ke barabar rakam kendra sarkar bhi jama karti hai; 29 Jul 2026 tak 54 lakh se zyada shramik jude

Seedha jawaab: 60 saal ke baad jeevan-bhar ₹3,000 har mahina pension — shramik ke yogdaan ke barabar rakam kendra sarkar bhi jama karti hai; 29 Jul 2026 tak 54 lakh se zyada shramik jude.

Vibhag: Shram evam Rozgar Mantralaya, Bharat Sarkar (LIC — pension fund manager) · Official portal: maandhan.in · Helpline: 18002676888 · Jankari antim baar verify: 2026-10-20

Yojana ke baare me

PM-SYM feri-walon, gharelu kaamgaron, bandhkam mazdooron, rickshaw chalaakon, beedi/hathkargha shramikon jaise asangathit shramikon ki budhape ki pension yojana hai, jinki mahina aay ₹15,000 ya usse kam hai. 18-40 saal me judkar shramik umar ke hisab se ₹55 se ₹200 tak mahina yogdaan deta hai aur kendra sarkar utna hi aur jodti hai. Prashasan Shram Mantralaya ka hai aur LIC iski pension fund manager hai. Dhyaan dein — pehle pension ke bhugtan 2039 ke aas-paas shuru honge, jab yojana ke sabse pehle shramik 60 ke honge (yojana Feb 2019 me shuru hui thi).

Kaun patr hai ✓

  • Asangathit kshetra ka shramik — jaise street vendor, gharelu kaamgar, bandhkam shramik, beedi/hathkargha shramik, rickshaw chalaak, krishi mazdoor, dhobi, chaukidar, chaamada shramik aadi (PIB ki suchi ke anusaar)
  • Judne ke samay umar 18 se 40 saal ke beech ho
  • Mahina aay ₹15,000 ya usse kam ho (arthath saalana ₹1.8 lakh tak)

Kaun patr NAHI hai ✗

  • Jo EPFO, ESIC ya NPS (kendra sarkar ke yogdaan wale) ka sadasya hai
  • Jo income tax dene wala (income-tax assessee) hai
  • Jo kisi anya sarkari pension yojana ka labh pehle se pa raha hai (PIB Backgrounder ki bahishkar sharton ke anusaar)

Patrata ke niyam samay-samay par badal sakte hain. Awedan se pehle apni sthiti official portal par confirm zaroor karein.

Kaunse documents chahiye

Apply kaise karein — step by step

  1. CSC par jayein ya khud portal se panjikaran kareinDesh bhar ke lagbhag 4 lakh Common Service Centres (CSC) se panjikaran hota hai. Iske alawa patr shramik maandhan.in portal par jaakar khud bhi self-enrol kar sakte hain — panjikaran sirf CSC se hi hota hai, ye baat ab sahi nahi hai (PIB, Aug 2026). e-Shram par panjikrit shramik apne UAN se bhi PM-SYM me aasani se jud sakte hain.
  2. Aadhaar satyapan aur pehla yogdaanCSC par Aadhaar biometric satyapan ke baad form bhara jata hai, pehla mahina yogdaan cash diya jata hai aur auto-debit chuna jata hai.
  3. PM-SYM card leinPanjikaran pura hone par aapko Shram Yogi Pension Card milta hai, jisme aapka pension khaata number hota hai — ise surakshit rakhein.
  4. Har mahina yogdaan apne aap kat ta rahegaUmar ke hisab se tay yogdaan (₹55-₹200) har mahina aapke khaate se auto-debit hota hai aur sarkar utna hi jodti rehti hai. Khaata nishkriya ho jaye to baaki rakam aur sarkar dwara tay jurmane ke saath use phir sakriya karne ki vyavastha hai (revival avadhi ab 3 saal hai).

Status / kist kaise check karein

  1. Maandhan portal / CSC semaandhan.in portal ya kisi bhi CSC se apne panjikaran aur yogdaan ki sthiti dekhi ja sakti hai.
  2. Bank passbook check kareinHar mahine ki katauti passbook/statement me dikhti hai. Katauti ruk gayi ho to turant CSC par jayein, taaki khaata nishkriya na ho.
  3. Customer Care 1800 267 6888PM-SYM ka customer care number 1800 267 6888 hai (24x7, PIB ke anusaar).
Thagi se bachein: Awedan bilkul muft hai. Koi vyakti naam jodne ya kist jaldi dilane ke paise mange, OTP mange, to turant mana karein aur helpline 18002676888 ya najdeeki police se shikayat karein. Apply hamesha sirf official portal (maandhan.in) se karein.

Aksar puche jaane wale sawal (FAQ)

Shram Yogi Maandhan me kitna yogdaan dena padta hai?

Judne ki umar par nirbhar hai: 18 saal par ₹55, 25 saal par ₹80, 29 saal par ₹100, 35 saal par ₹150 aur 40 saal par ₹200 prati mahina. Kendra sarkar aapke yogdaan ke barabar rakam (50%) apni taraf se jama karti hai (PIB ki aadhikarik yogdaan talika ke anusaar).

Pension kab se milni shuru hogi?

60 saal ki umar poori hone ke baad jeevan-bhar. Kyunki yojana Feb 2019 me shuru hui thi, iske pehle labharthi 2039 ke aas-paas 60 ke honge — PIB ke anusaar pension bhugtan Feb 2039 se pehle shuru nahi hoga. Isliye abhi judne ka matlab hai lambe samay tak chhota yogdaan dekar budhape ki garanti taiyaar karna.

Pati/patni ko pension kab milti hai?

Sirf tab, jab shramik ki mrityu pension milne ke dauraan (60 ke baad) ho — pati/patni ko pension ka 50%, arthath ₹1,500/mahina, parivaar pension ke roop me milta hai. 60 se pehle mrityu ho jaye to parivaar pension nahi milti; us sthiti me pati/patni ke paas yojana jaari rakhne ya apna yogdaan byaj sahit lekar bahar nikalne ka vikalp hota hai (PIB ke anusaar).

Main e-Shram par panjikrit hu — kya main jud sakta hu?

Haan. PM-SYM aur e-Shram ka two-way integration hai — e-Shram UAN se PM-SYM me panjikaran aasan hota hai (PIB ke anusaar). Lekin patrata ki baaki shartein (umar 18-40, aay ₹15,000/mahina tak, EPFO/ESIC/NPS se bahar) poori honi chahiye.

Beech me paisa wapas chahiye ho to?

10 saal se pehle nikalne par sirf aapka apna yogdaan bachat-bank byaj dar ke saath wapas milta hai, sarkar ka hissa nahi. 10 saal ke baad 60 se pehle nikalne par apna yogdaan asal kamaye gaye byaj ya bachat-bank dar — jo zyada ho — ke saath milta hai (PIB ke anusaar).

Main EPFO (PF) wala karmchari hu, kya main jud sakta hu?

Nahi. EPFO/ESIC/NPS ke sadasya aur income tax dene wale is yojana ke patr nahi hain. Ye yojana unhi asangathit shramikon ke liye hai jinke paas koi anya pension suraksha nahi hai.

Jankari ke srot (Sources)

Koi jankari purani ya galat lage to Contact page par batayein — official source se verify karke turant sudhara jayega.

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Shram Yogi Maandhan (PM-SYM) — WhatsApp share poster

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