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PM Vishwakarma Yojana

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PM Vishwakarma — 18 paramparik trades ke karigaron ko ID card, training (₹500/din stipend), ₹15,000 toolkit aur 5% byaj par ₹3 lakh tak bina girvi loan

Seedha jawaab: 18 paramparik trades ke karigaron ko ID card, training (₹500/din stipend), ₹15,000 toolkit aur 5% byaj par ₹3 lakh tak bina girvi loan.

Vibhag: Sukshm, Laghu aur Madhyam Udyam Mantralaya (Ministry of MSME), Bharat Sarkar · Official portal: pmvishwakarma.gov.in · Helpline: 18002677777 · Jankari antim baar verify: 2026-10-20

Yojana ke baare me

PM Vishwakarma Bharat Sarkar ki Central Sector Yojana hai (17 September 2023 ko shuru, ₹13,000 crore ka kharch, 2023-24 se 2027-28 tak). Iska maksad Guru-Shishya parampara aur parivaar-aadharit paramparik hunar ko mazboot karna hai. 18 paramparik trades me haath aur auzaaron se kaam karne wale karigar-shilpkar ko PM Vishwakarma Certificate aur ID Card se pehchan, Basic (5-7 din) aur Advanced (15 din ya zyada) training par ₹500 pratidin stipend, Basic Training ki shuruaat me ₹15,000 tak toolkit incentive (e-voucher), 5% ke riyayati byaj par bina girvi ₹1 lakh (pehla charan, 18 mahine) + ₹2 lakh (dusra charan, 30 mahine) loan (sarkar ki byaj subvention 8% tak), digital transaction par ₹1 prati transaction (mahine me 100 tak) protsahan aur marketing sahayata milti hai. Registration CSC se muft hota hai.

Kaun patr hai ✓

  • Karigar ya shilpkar jo 18 paramparik trades me se kisi ek me haath aur auzaaron se kaam karta ho — Badhai (Suthar), Naav banane wala, Shastra banane wala (Armourer), Lohar, Hathoda-Toolkit banane wala, Taala banane wala (Locksmith), Sunar, Kumhaar, Moortikar/Patthar tarashne wala aur Patthar todne wala, Mochi/Joota banane wala, Rajmistri, Tokri/Chatayi/Jhaadu banane wala-Nariyal bunakar, Gudiya-Khilona banane wala (paramparik), Naai, Maala banane wala, Dhobi, Darzi, Machhli jaal banane wala
  • Registration ki tareekh par umar kam se kam 18 saal ho aur usi trade me kaam me laga ho
  • Asangathit kshetra (unorganised sector) me swarozgaar (self-employment) ke aadhar par kaam karta ho
  • Ek parivaar (pati, patni aur avivaahit bacche) me se sirf ek sadasya ko labh milega
  • Pichhle 5 saalon me PMEGP, PM SVANidhi, Mudra jaise kendriya/rajya ke credit-aadharit swarozgaar loan na liye hon — Mudra/SVANidhi ka loan poora chuka diya ho to patrata ban sakti hai (pakki shartein yojana Guidelines me hain, jo pmvishwakarma.gov.in par uplabdh hain; apne mamle ki sthiti CSC/portal par confirm karein)

Kaun patr NAHI hai ✗

  • Sarkari seva me kaaryarat vyakti aur uske parivaar ke sadasya patr nahi hain
  • 18 suchibaddh trades se bahar ke kaam/vyapar ke liye ye yojana nahi hai
  • Ek parivaar se dusra sadasya dobara labh nahi le sakta (parivaar = pati, patni, avivaahit bacche)
  • Jinhone pichhle 5 saalon me PMEGP/PM SVANidhi/Mudra jaise samaan credit loan liye hon (upar di gayi chukauta-wali chhoot ke alawa) — antim patrata Guidelines aur satyaapan se tay hogi, CSC par confirm karein

Patrata ke niyam samay-samay par badal sakte hain. Awedan se pehle apni sthiti official portal par confirm zaroor karein.

Kaunse documents chahiye

Apply kaise karein — step by step

  1. Najdeeki CSC par jayein — registration sirf CSC sePM Vishwakarma me namankan Common Service Centre (CSC) ke dwara PM Vishwakarma portal par Aadhaar biometric satyaapan se hota hai. PIB ke anusaar registration bilkul muft hai — koi fees mange to paise na dein. Aadhaar card, Aadhaar-linked mobile aur bank khaate ki jankari saath le jayein.
  2. CSC par form bharein aur trade chuneinCSC operator portal par aapki personal jankari, bank vivaran aur 18 trades me se aapka paramparik trade darj karega. Sahi trade chunna zaroori hai kyunki training, toolkit aur satyaapan usi ke anusaar hoga.
  3. Teen-charan satyaapan ka intezaar kareinNamankan ke baad teen-step verification hota hai: (i) Gram Panchayat/ULB star par satyaapan, (ii) District Implementation Committee ki jaanch-sifaris, (iii) Screening Committee ki manzoori. Manzoori ke baad aap Vishwakarma ke roop me panjikrit ho jate hain.
  4. Certificate aur ID Card praapt kareinManzoori par PM Vishwakarma Certificate aur ID Card milta hai — yahi aapki sarkari pehchan hai. Iske baad labharthi ko Udyam Assist Platform par bhi 'entrepreneur' ke roop me joda jata hai.
  5. Basic Training, toolkit aur loan ke liye aavedan kareinSkill verification ke baad 5-7 din ki Basic Training hoti hai — usi ki shuruaat me ₹15,000 tak ka toolkit e-voucher milta hai aur training ke dinon ka ₹500/din stipend milta hai. Basic Training poori karne par pehle charan ke ₹1 lakh tak ke loan ke liye patrata banti hai; dusra ₹2 lakh wala charan pehla loan lene, khaata sahi rakhne aur digital transaction apnane ya Advanced Training karne par milta hai. Loan ke liye portal/bank ke dwara aavedan hota hai.

Status / kist kaise check karein

  1. Portal par login karke sthiti dekheinpmvishwakarma.gov.in par Applicant/Beneficiary Login (mobile number se) karke apne registration, satyaapan aur labhon (training/toolkit/loan) ki sthiti dekhi ja sakti hai.
  2. CSC se madad leinJis CSC se registration karaya tha, wahan se bhi application ki sthiti aur aage ke charan (training schedule aadi) ki jankari mil sakti hai.
  3. Helpline par sampark kareinKoi shikayat ya jankari ke liye official helpline 18002677777 par call karein ya pm-vishwakarma@dcmsme.gov.in par email karein (PIB dwara jaari jankari).
  4. Training/loan me der ho toSatyaapan ke teen charan (Panchayat/ULB, District Committee, Screening Committee) me samay lag sakta hai. Apna naam satyaapan suchi me hai ya nahi, ye sthaniya Panchayat/ULB ya CSC se confirm karein.
Thagi se bachein: Awedan bilkul muft hai. Koi vyakti naam jodne ya kist jaldi dilane ke paise mange, OTP mange, to turant mana karein aur helpline 18002677777 ya najdeeki police se shikayat karein. Apply hamesha sirf official portal (pmvishwakarma.gov.in) se karein.

Aksar puche jaane wale sawal (FAQ)

PM Vishwakarma me kaun se 18 trade hain?

Badhai (Suthar), Naav banane wala, Shastra banane wala, Lohar, Hathoda-Toolkit banane wala, Taala banane wala, Sunar, Kumhaar, Moortikar/Patthar tarashne wala-Patthar todne wala, Mochi/Joota banane wala, Rajmistri, Tokri/Chatayi/Jhaadu banane wala-Nariyal bunakar, Gudiya-Khilona banane wala, Naai, Maala banane wala, Dhobi, Darzi aur Machhli jaal banane wala — ye 18 paramparik trade PIB aur yojana Guidelines me suchibaddh hain.

PM Vishwakarma me kitna loan milta hai aur byaj kitna hai?

Bina girvi (collateral-free) kul ₹3 lakh tak — pehla charan ₹1 lakh tak (chukane ki avadhi 18 mahine) aur dusra charan ₹2 lakh tak (30 mahine). Labharthi ke liye byaj dar 5% tay hai; Bharat Sarkar 8% tak byaj subvention deti hai. Pehla loan Basic Training ke baad, dusra loan pehla loan lene aur shartein poori karne par milta hai.

Toolkit ke ₹15,000 kaise milte hain? Kya ye loan hai?

Nahi, ye loan nahi hai. Toolkit incentive ₹15,000 tak e-voucher ke roop me Basic Skill Training ki shuruaat me milta hai, jisse aap apne trade ke behtar auzaar khareed sakte hain.

Training me kitne paise milte hain aur training kitne din ki hai?

Basic Training 5-7 din aur Advanced Training 15 din ya zyada ki hoti hai. Training ke dauraan ₹500 pratidin ka stipend milta hai (PIB dwara jaari yojana vivaran ke anusaar).

Registration kahan aur kaise hota hai? Fees kitni hai?

Registration sirf Common Service Centre (CSC) se, PM Vishwakarma portal par Aadhaar biometric satyaapan ke saath hota hai, aur PIB ke anusaar ye bilkul muft hai. Ghar baithe khud online registration ka vikalp is yojana me nahi hai.

Kya sarkari naukri wala ya uske parivaar ka koi sadasya apply kar sakta hai?

Nahi. Sarkari seva me kaaryarat vyakti aur uske parivaar ke sadasya is yojana ke patr nahi hain. Saath hi ek parivaar (pati, patni, avivaahit bacche) me se sirf ek hi sadasya labh le sakta hai.

Jankari ke srot (Sources)

Koi jankari purani ya galat lage to Contact page par batayein — official source se verify karke turant sudhara jayega.

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